The Social Scellier: the secret to reducing your taxes and investing in real estate?

Existence of several tax exemption schemes
The Scellier social system is an advantageous tax exemption mechanism allowing investors to reduce their tax while investing in real estate. This system offers significant tax advantages for those who wish to acquire a rental property and offer moderate rents.
This system is one of the many tax exemption options available on the market, such as the Pinel system, the Borloo system or the Malraux law. Each of these devices has its own criteria and advantages. The Social Scellier targets areas with high rental demand and promotes rental at affordable prices for households with modest incomes.
To benefit from this opportunity, it is essential to respect certain conditions. The accommodation must be new or in a future state of completion, located in an eligible area, and the owner must undertake to rent the property for a minimum period of 9 years at a rent respecting the ceilings set by law.
In exchange, the investor can obtain a tax reduction of up to 21% of the purchase price of the property. The Scellier social thus represents an attractive investment opportunity for individuals wishing to optimize their taxation while promoting access to housing for all. Make sure you are well informed and respect all the conditions to take full advantage of the tax advantages offered by this system.

• Tax benefits 🏦: Tax reduction of up to €63,000*
• Investment in the social sector 🏡: Contribute to the construction of social housing
• Limited risk 📉: System supervised by the State to guarantee the security of the investment
• Real estate assets 🏠: Possibility of building assets and building additional income

*Subject to conditions and regulations in force.

Existence of several tax exemption schemes

The Scellier social system is an advantageous tax exemption mechanism allowing investors to reduce their tax while investing in real estate. This system offers significant tax advantages for those who wish to acquire a rental property and offer moderate rents.

This device is one of the many options of tax exemption available on the market. Among these devices, we find:

• The Pinel device
• The Borloo device
• The Malraux law

Each of these devices has its own criteria and advantages. The main advantage of Scellier social is to target areas where rental demand is strong and to promote rental at affordable prices for households with modest incomes.

To benefit from this opportunity, it is essential to respect certain conditions. The accommodation must be new or in a future state of completion and located in an eligible area. In addition, the owner must undertake to rent the property for a minimum period of 9 years, at a rent respecting the ceilings set by law.

In return, the investor can obtain a tax reduction up to 21% of the purchase price of the property. This mechanism is therefore particularly advantageous for those seeking to make a secure investment while optimizing their taxes.

The Scellier social thus represents a particularly attractive investment opportunity for individuals wishing to combine tax performance and societal commitment by promoting access to housing for all.

The Scellier social law

There are many tax exemption schemes in France allowing you to reduce your taxes while investing in real estate. Among these devices, the Social sealer stands out for its specific advantages. It is designed to encourage investment in rental housing while meeting specific social criteria. For those looking to maximize their tax cuts while making a useful investment, this device represents a particularly attractive option.

There Scellier social law allows investors to benefit from a tax reduction important by renting their properties to tenants with modest resources. The tax benefits are proportional to the duration of the rental commitment, which can vary from nine to fifteen years. Here are some of the main advantages of the Social Clerk:

• Tax reduction 21% on the amount invested for a fifteen-year commitment.
• Possibility of renting to tenants with capped resources, making housing accessible to more people.
• Encouragement for construction new housing that meets environmental standards.
• Possibility of renting the property to a descendant or an ascendant, under certain conditions.

In order to benefit from these advantages, the investor must ensure that their property meets certain conditions. The accommodation must be acquired new or in a future state of completion. In addition, the rents applied must respect the rent ceilings set by regulations, which vary depending on the geographical area. Finally, tenants must meet income criteria, which guarantees that the system benefits low-income households.

Invest with Social sealer allows not only to reduce taxes but also to contribute to the development of the accessible housing stock. It is an ideal solution for those who wish to combine economic profitability and social solidarity.

The Malraux law

THE Social sealer, also known as “Borloo ancien”, is a tax exemption scheme intended for investors in rental real estate. It allows you to benefit from tax advantages in return for renting out housing at controlled rents and under certain conditions of tenant resources.

This device is mainly aimed at those who wish reduce their taxes while participating in the creation of affordable housing. Eligible housing must meet specific criteria, particularly in terms of age and completion of energy improvement or renovation work.

There are several tax exemption schemes in France, each with its own particularities and advantages. THE Social sealer is just one example among other programs such as the Malraux law.

The Malraux law also offers significant tax advantages for owners of buildings located in protected areas or in old, degraded neighborhoods. The restoration work must be carried out under the supervision of the Architect of Buildings of France and may entitle you to a substantial tax reduction, depending on the amount of the work undertaken.

Unlike the Scellier social which mainly applies to rental housing with controlled rents, the Malraux law targets the preservation of historical and architectural heritage.

• Social sealer : Tax reduction in exchange for moderate rents
• Malraux law : Tax benefits for the restoration of historic buildings

Depending on your objectives and your real estate project, it may be interesting to compare these devices to choose the one that best suits your situation and your expectations.

The Pinel law and the Censi-Bouvard law

THE Social sealer is a real estate tax exemption system put in place to encourage rental investments in the intermediate sector. This mechanism offers investors the opportunity to significantly reduce their taxes while investing in real estate intended for rental.

It should be noted that there are several tax exemption schemes, each with its specific characteristics and advantages. Among the best known, we find the Pinel law and the Censi-Bouvard law.

There Pinel law allows investors to acquire new housing, located in specific areas, and to benefit from tax reductions in return for renting the property for a specific period. The main advantages of this device include:

• Tax reduction of up to 21% of the cost price of the property
• Possibility of renting the property to one’s ascendants or descendants
• Extension of the rental period of 6, 9 or 12 years

There Censi-Bouvard law, for its part, is aimed at investors wishing to acquire furnished accommodation located in service residences, such as student or senior residences. The main advantages of this law are:

• Tax reduction of 11% of the cost price of the property
• VAT recovery at 20%
• Rental income guaranteed by a commercial lease

It is important to obtain good information and, if necessary, consult a wealth management advisor to choose the tax exemption system best suited to your investment objectives.

Conditions to benefit from the Social Scellier

The Scellier social system offers a unique opportunity toinvest in real estate while benefiting from tax reductions attractive. However, to take advantage of it, certain conditions must be met.

This system is aimed at taxpayers domiciled in France, who wish to invest in new housing or in a future state of completion and rent this property. The accommodation must be located in an eligible zone (zones A, B1 and B2) defined by regulations.

The property must be rented bare, for use as the tenant’s main residence. The minimum rental period is 9 years, and the rent charged must respect the rent ceilings set by decree. These ceilings vary depending on the geographical area where the property is located.

The tenant’s resources are also regulated. This must provide proof of income not exceeding a ceiling, also defined by the regulations in force. This point is crucial to guarantee the benefit of the tax advantages of the Scellier social.

Carrying out the work or developments necessary to comply with energy performance standards is also imperative. These investments not only make it possible to meet the requirements of the system, but also to enhance the value of the property in the long term.

In short, the Social Scellier requires careful verification of eligible areas, rent and resource ceilings as well as compliance with energy standards to fully benefit from the tax advantages offered. Inform yourself well and prepare your files to succeed in your real estate investment while reducing your taxes.

Invest in a new property or under construction

THE Scellier social system allows you to achieve a rental real estate investment while benefiting from a tax reduction. This mechanism is particularly attractive for those who wish to build assets while benefiting from significant tax advantages.

To benefit from the Social Scellier, certain conditions must be met:

• The investment must relate to a new real estate or in future state of completion.
• The accommodation must be rented for a minimum period of nine years.
• The rent must respect the ceilings set by law, which helps encourage rental to low-income households.
• The tenant must also meet resource conditions determined by the system.

Investing in a new property or under construction has several advantages. Notary fees are generally reduced compared to a purchase in the old one. In addition, modern housing is often better insulated and equipped, which can attract potential tenants and reduce maintenance costs.

By investing under the Scellier social regime, investors can benefit from a significant tax exemption, while ensuring a regular rental income. This makes it a particularly attractive option for those looking to optimize their assets while having a positive social impact.

Rent the property as your primary residence within 12 months of purchase

The device Social sealer was created to encourage rental investments while offering attractive tax advantages. This system allows investors to benefit from significant tax reductions when they purchase new or near-complete housing and rent it out under certain conditions.

To benefit from the Social Scellier, several criteria must be met. The property must be acquired between January 1, 2009 and December 31, 2012. The accommodation must be intended for rental as a primary residence with rent and tenant resource ceilings to be respected.

The owner must undertake to rent the property for a period of nine years, respecting rent ceilings defined according to the geographical area where the accommodation is located. THE rent ceilings are determined by decree and vary according to zones A, B1, B2, and C.

It is imperative to rent the property as a Principal residence within 12 months of purchase. This rental must be effective and the property cannot remain vacant for more than 12 months after its acquisition otherwise the tax advantages could be called into question.

In addition to rent ceilings, the system imposes resource ceilings for tenants. These ceilings are established to ensure that the property is accessible to households with modest or even intermediate incomes.

To optimize your investment with Social Scellier, you can follow these steps:

• Choose a property in an eligible area
• Check tenants’ rent and resource ceilings
• Ensure that the property is rentable within 12 months of purchase
• Maintain the rental for a minimum period of nine years
• Consult a tax advisor to maximize tax benefits

The Scellier social proves to be an interesting solution for those who wish to invest in real estate while reducing their taxes. Make sure you respect all the conditions to benefit from its advantages.

Respect a rent ceiling for tenants

The device Social sealer allows investors to benefit from tax reductions while investing in the real estate sector. This mechanism is mainly aimed at those who wish to rent their property to tenants with modest incomes, which promotes access to housing while offering significant tax advantages.

To benefit from the Social Scellier, it is crucial to respect certain specific conditions. Among them, the minimum rental period for the property must be nine years. Housing must also meet energy performance criteria, which favors new construction or major renovations.

Another essential criterion is the rent ceiling that the investor can ask from his tenants. This ceiling is set by decree and varies depending on the geographical area where the property is located. Here are the elements to respect:

• The rent must not exceed a certain amount per square meter, defined according to the zone (A, B1, B2, C).
• The tenant must meet resource criteria, also defined by decree.
• Respecting these rent ceilings makes it possible to maintain the accessibility of housing for households with modest incomes.

Compliance with these rent ceilings is a determining factor in taking advantage of the tax advantages linked to the Scellier social. This requires particular vigilance when renting and a good knowledge of the decrees in force.

By respecting these conditions, investors can significantly reduce their income tax thanks to the tax deductions provided under the Scellier social system, while contributing to the resolution of the housing crisis.

Q: What is the Social Scellier?

A: The Scellier social is a tax exemption system put in place to encourage investments in social rental housing.

Q: How does the Social Scellier work?

A: By investing in social rental housing eligible for the scheme, you can benefit from an income tax reduction.

Q: What are the advantages of the Social Scellier?

A: The main advantages of the Scellier social are the income tax reduction and the possibility of investing in social rental real estate.

Q: Who can benefit from the Scellier social?

A: The Scellier social is open to all taxpayers domiciled in France who invest in eligible social rental housing.