Is it possible to sweep your chimney yourself without having a certificate? My exchange with my insurer
| Highlights |
| Chimney sweeping is mandatory at least once a year according to the law. |
| Possibility to sweep one’s own chimney without calling a professional. |
| For it to be validated by the insurer, it is recommended to keep evidence. |
| Policyholders must keep the invoice for their sweeping kit. |
| It is advisable to take dated photos during the sweeping. |
| The MACIF confirms that a self-conducted sweeping would not impact the coverage in case of a claim. |
| A maintenance logbook can also serve as proof to the insurer. |
| Testimonies from neighbors may also be accepted as proof. |
The legal framework for chimney sweeping
The law sets a strict framework regarding chimney sweeping. According to Decree No. 2023-641 of July 20, 2023, all combustion appliances must undergo annual maintenance. This includes not only chimneys but also heating devices and hot water production systems. The obligation also extends to flue pipes, indicating that their maintenance cannot be neglected.
For individuals, regulations do not require the use of a professional sweeper. Indeed, everyone is free to carry out this operation. However, safety recommendations suggest opting for an expert, as sweeping is a technical task. Incorrect handling could lead to fire hazards or blockages.
My exchange with the insurer
To clarify the insurer’s question regarding the sweeping I performed myself, a call to the MACIF was necessary. On the phone, the advisor informed me that I could indeed sweep my chimney myself. The most surprising aspect was that an amateur sweeping would, in theory, have no impact on a potential coverage of a claim. This seems astonishing, but there is a condition attached: it is necessary to keep evidence of this operation.
I was advised that, to guarantee coverage in case of a fire, it was imperative to keep the purchase invoice for the sweeping kit. Other suggestions were also made, such as taking dated photos of myself performing the sweeping to attest to the operation carried out.
The evidence to provide in case of a claim
For your insurer to accept a sweeping done by yourself, several elements can serve as proof. The invoice for the equipment is essential, as it attests to your good faith. It is also wise to document the sweeping with photos. Images showing the chimney before and after the sweeping, as well as a photo in action, can prove useful.
A maintenance logbook, where each intervention is noted, constitutes another valuable proof. A written and dated testimony from a neighbor, confirming that the sweeping was indeed carried out, can strengthen the validity of your file. These elements prove your commitment to the proper maintenance of your chimney.
The benefits of sweeping one’s own chimney
Sweeping one’s own chimney has several benefits, including a significant cost saving. Hiring a professional can require a considerable budget, which can be avoided by taking care of the sweeping oneself. Moreover, this initiative allows for better knowledge of one’s chimney system, its operation, and maintenance needs.
Another personal satisfaction lies in the pride of having accomplished this task oneself. Caring for one’s home by performing this operation strengthens the bond with the residence. The ability to schedule the sweeping at one’s convenience is also an undeniable advantage.
Frequently asked questions about chimney sweeping without certification
Is it legal to sweep my chimney myself without certification?
Yes, it is legal to perform the sweeping of your chimney yourself. However, for it to be recognized by your insurer, it is recommended to keep evidence of your intervention.
What proof do I need to provide to my insurer if I sweep myself?
You must keep the invoice for your sweeping kit, take dated photos of your intervention, and possibly write a handwritten statement indicating the details of the sweeping performed.
Does my insurer cover claims if I perform the sweeping without professional certification?
Yes, according to the information received from my insurer, the sweeping done by yourself should not impact the coverage in case of a claim, provided that certain guidelines are followed.
What is the recommended frequency for sweeping my chimney?
The law imposes an annual sweeping. However, some homeowners choose to sweep twice a year for increased safety.
What should I do if I don’t have an invoice for my sweeping kit?
If you don’t have an invoice, you can request a duplicate from your seller. It is also useful to keep photos and a maintenance logbook to prove that maintenance has been carried out.
Should I inform my insurer if I sweep my chimney myself?
It is not necessary to inform your insurer after every sweeping, but it is wise to keep all maintenance evidence for any possible claim.
What are the safety recommendations when sweeping myself?
Make sure to use appropriate equipment and follow safety guidelines. Do not hesitate to learn about safe sweeping methods before starting.
Is sweeping oneself less expensive than hiring a professional?
Indeed, performing the sweeping yourself can be less expensive in the short term, but it is important to weigh the benefits of work done by a professional who provides a certificate.
